Major Schemes of IDBI

Portfolio Investment Scheme is an RBI designated mandatory route for NRIs/PIOs to invest in secondary stock market in India. Through IDBI Bank Portfolio Investment Scheme (PIS), NRIs can purchase/sell shares and convertible debentures of Indian Companies on a recognised stock exchange by routing such purchase/sale transactions through their account with a Designated IDBI Bank Branch.

• Textile Modernization Fund Scheme for the purpose of promoting modernization of jute and cotton textile industries
• Venture capital Fund Scheme for the purpose of developing new ventures and promoting risky ventures by new technicians and new entrepreneurs
• Technology upgradation Scheme for the purpose of upgrading technology in selected capital goods industries
• Energy conservation Scheme for the purpose of financing of energy saving proposals of industries and
• Seed Capital Scheme for the purpose of providing initial seed capital in the form of promoters’ contribution to new ventures. The IDBI operates direct assistance schemes whereby project appraisal and financing for medium and large scale projects is undertaken. It provides refinancing under the Industrial Loans Scheme for the loans extended by commercial and cooperative banks and SFCs. This refinancing is for assisting SSIs, transport operators and units in the backward areas etc.
• IDBI also borrows abroad and secures funds under arrangements with foreign financial institutions, foreign banks and foreign governments and operates foreign lines of credit, secured by the Government.