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Important definitions and terminologies used in Commercial Banking
A
ABA Routing Number in Commercial Banking
Acceptance in Commercial Banking
Account in Commercial Banking
Account Balance in Commercial Banking
Account Holders in Commercial Banking
Accredited Investor in Commercial Banking
Accrual Accounting in Commercial Banking
ACH (Automated Clearing House) in Commercial Banking
Adjustable Rate Loan in Commercial Banking
Adjustable Rate Mortgage (ARM) in Commercial Banking
Advances in Commercial Banking
Agreement Provisions in Commercial Banking
Alternative Investments in Commercial Banking
Amortization in Commercial Banking
Annual Percentage Rate (APR) in Commercial Banking
Annual Report in Commercial Banking
Appraisal in Commercial Banking
APR (Annual Percentage Rate) in Commercial Banking
APY (Annual Percentage Yield) in Commercial Banking
Asset in Commercial Banking
Asset Allocation in Commercial Banking
Asset Management in Commercial Banking
Asset-Backed Security (ABS) in Commercial Banking
ATM (Automated Teller Machine) in Commercial Banking
Authorized User in Commercial Banking
Automated Clearing House (ACH) in Commercial Banking
B
Balance in Commercial Banking
Balance Sheet in Commercial Banking
Bank Draft in Commercial Banking
Bank Guarantee in Commercial Banking
Bank Secrecy Act (BSA) in Commercial Banking
Bank Statement in Commercial Banking
Banker’s Acceptance in Commercial Banking
Banking in Commercial Banking
Bankruptcy in Commercial Banking
Basel Accords in Commercial Banking
Basel III in Commercial Banking
Bear Market in Commercial Banking
Beneficiary in Commercial Banking
Bill of Exchange in Commercial Banking
Blue Chip Stock in Commercial Banking
Bond in Commercial Banking
Bond Market in Commercial Banking
Bond Yield in Commercial Banking
Brokerage Services in Commercial Banking
Business Account in Commercial Banking
Business Credit Report in Commercial Banking
Business Loan in Commercial Banking
C
Capital in Commercial Banking
Capital Adequacy Ratio in Commercial Banking
Capital Adequacy Ratio (CAR) in Commercial Banking
Capital Deficiency Correction in Commercial Banking
Capital Expenditure in Commercial Banking
Capital Gains in Commercial Banking
Capital Managment in Commercial Banking
Capital Market in Commercial Banking
Capital Structure in Commercial Banking
Cash Flow in Commercial Banking
Cash Flow Statement in Commercial Banking
Cash Management in Commercial Banking
Cash Reserve Ratio in Commercial Banking
Cash Reserve Ratio (CRR) in Commercial Banking
CDARS (Certificate of Deposit Account Registry Service) in Commercial Banking
Certificate of Deposit in Commercial Banking
Certificate of Deposit (CD) in Commercial Banking
Certificate of Deposit Index in Commercial Banking
Chargeback in Commercial Banking
Charge-off in Commercial Banking
Check Clearing in Commercial Banking
Checking Account in Commercial Banking
Clearing in Commercial Banking
Clearing House in Commercial Banking
Collateral in Commercial Banking
Commercial Bank in Commercial Banking
Commercial Banking in Commercial Banking
Commercial Lending in Commercial Banking
Commercial Loan in Commercial Banking
Commercial Paper in Commercial Banking
Compliance in Commercial Banking
Compound Annual Growth Rate (CAGR) in Commercial Banking
Compound Interest in Commercial Banking
Consolidated Balance Sheet in Commercial Banking
Consolidation in Commercial Banking
Consumer Credit in Commercial Banking
Consumer Price Index (CPI) in Commercial Banking
Contingent Liability in Commercial Banking
Corporate Banking in Commercial Banking
Corporate Bond in Commercial Banking
Corporate Governance in Commercial Banking
Counterparty Risk in Commercial Banking
Country Risk in Commercial Banking
Credit in Commercial Banking
Credit Analysis in Commercial Banking
Credit Bureau in Commercial Banking
Credit Card in Commercial Banking
Credit Derivatives in Commercial Banking
Credit Limit in Commercial Banking
Credit Rating in Commercial Banking
Credit Report in Commercial Banking
Credit Risk in Commercial Banking
Credit Risk Management in Commercial Banking
Credit Score in Commercial Banking
Credit Union in Commercial Banking
Cross Currency Options Trading in Commercial Banking
Cross-Selling in Commercial Banking
CRR in Commercial Banking
Currency in Commercial Banking
Currency Arbitrage in Commercial Banking
Currency Convertibility in Commercial Banking
Current Account in Commercial Banking
D
Debit Card in Commercial Banking
Debt in Commercial Banking
Debt Consolidation in Commercial Banking
Debt Financing in Commercial Banking
Debt Ratio in Commercial Banking
Debt Service Coverage Ratio in Commercial Banking
Debt Service Coverage Ratio (DSCR) in Commercial Banking
Debt-to-Equity Ratio in Commercial Banking
Default in Commercial Banking
Default Rate in Commercial Banking
Default Risk in Commercial Banking
Deflation in Commercial Banking
Delinquency in Commercial Banking
Demand Deposit in Commercial Banking
Deposit in Commercial Banking
Deposit Insurance in Commercial Banking
Deposits in Commercial Banking
Derivative in Commercial Banking
Derivative Instruments in Commercial Banking
Derivatives in Commercial Banking
Direct Debit in Commercial Banking
Direct Deposit in Commercial Banking
Discount Rate in Commercial Banking
Discount Window in Commercial Banking
Diversification in Commercial Banking
Dividend in Commercial Banking
Dividend Yield in Commercial Banking
Due Diligence in Commercial Banking
E
Earnings in Commercial Banking
Earnings Per Share (EPS) in Commercial Banking
EBITDA in Commercial Banking
Economic Indicators in Commercial Banking
Electronic Check in Commercial Banking
Electronic Check Conversion in Commercial Banking
Electronic Commerce (e-commerce) in Commercial Banking
Electronic Funds Transfer (EFT) in Commercial Banking
EMI (Equated Monthly Installment) in Commercial Banking
Endorsement in Commercial Banking
Equifax in Commercial Banking
Equity in Commercial Banking
Equity Financing in Commercial Banking
Equity Index in Commercial Banking
Escrow in Commercial Banking
Escrow Account in Commercial Banking
Eurocurrency in Commercial Banking
Euro-dollar Market in Commercial Banking
Eurodollars in Commercial Banking
Exchange Rate in Commercial Banking
Exchange-Traded Fund (ETF) in Commercial Banking
F
Factoring in Commercial Banking
Fair Credit Reporting Act (FCRA) in Commercial Banking
Fair Market Value in Commercial Banking
Fannie Mae in Commercial Banking
FDIC (Federal Deposit Insurance Corporation) in Commercial Banking
Federal Deposit Insurance Corporation (FDIC) in Commercial Banking
Federal Funds Rate in Commercial Banking
Federal Home Loan Mortgage Corporation (FHLMC) in Commercial Banking
Federal Open Market Committee (FOMC) in Commercial Banking
Federal Reserve Bank in Commercial Banking
Federal Reserve System in Commercial Banking
Fiduciary in Commercial Banking
Fiduciary Account in Commercial Banking
Finance in Commercial Banking
Finance Charge in Commercial Banking
Financial Institution in Commercial Banking
Financial Leverage in Commercial Banking
Financial Services in Commercial Banking
Financial Statement in Commercial Banking
Financial Statements in Commercial Banking
Fixed Asset in Commercial Banking
Fixed Deposit in Commercial Banking
Fixed Income in Commercial Banking
Fixed Rate in Commercial Banking
Fixed Rate Loan in Commercial Banking
Foreclosure in Commercial Banking
Foreign Currency Dealing in Commercial Banking
Foreign Currency Risk Management in Commercial Banking
Foreign Exchange in Commercial Banking
Foreign Exchange (Forex) in Commercial Banking
Foreign Exchange Market in Commercial Banking
Forward Contract in Commercial Banking
Forward Contracts in Commercial Banking
Franchise in Commercial Banking
Fraud Detection in Commercial Banking
G
GAAP (Generally Accepted Accounting Principles) in Commercial Banking
GDP (Gross Domestic Product) in Commercial Banking
General Ledger in Commercial Banking
Glass-Steagall Act in Commercial Banking
Good Faith Estimate in Commercial Banking
Goodwill in Commercial Banking
Goodwill Impairment in Commercial Banking
Gross Domestic Product (GDP) in Commercial Banking
Gross Margin in Commercial Banking
Gross Profit in Commercial Banking
Guaranteed Loan in Commercial Banking
H
Hard Money Loan in Commercial Banking
Hedge Fund in Commercial Banking
Hedging in Commercial Banking
Home Equity Line of Credit (HELOC) in Commercial Banking
Home Equity Loan in Commercial Banking
Home Loan in Commercial Banking
Home Mortgage Disclosure Act (HMDA) in Commercial Banking
Homeowner’s Insurance in Commercial Banking
I
Income Statement in Commercial Banking
Index Fund in Commercial Banking
Inflation in Commercial Banking
Inflation Rate in Commercial Banking
Initial Public Offering (IPO) in Commercial Banking
Insolvency in Commercial Banking
Installment Loan in Commercial Banking
Installment Sale in Commercial Banking
Interest in Commercial Banking
Interest Expense in Commercial Banking
Interest Rate in Commercial Banking
Interest Rate Risk in Commercial Banking
Interest Rate Swap in Commercial Banking
Intermediation in Commercial Banking
International Banking in Commercial Banking
Investment in Commercial Banking
Investment Bank in Commercial Banking
Investment Banking in Commercial Banking
Investment Grade in Commercial Banking
Investment Management in Commercial Banking
IPO (Initial Public Offering) in Commercial Banking
IRS Form 1099-INT in Commercial Banking
J
Joint Account in Commercial Banking
Joint Liability in Commercial Banking
Joint Venture in Commercial Banking
L
Landlord-Tenant Law in Commercial Banking
Late Payment in Commercial Banking
Letter of Credit in Commercial Banking
Letter of Credit (LC) in Commercial Banking
Letter of Undertaking in Commercial Banking
Leverage in Commercial Banking
Leverage Ratio in Commercial Banking
Liability in Commercial Banking
Liability Insurance in Commercial Banking
LIBOR in Commercial Banking
Life Insurance in Commercial Banking
Line of Credit in Commercial Banking
Line of Credit (LOC) in Commercial Banking
Line of Credit Agreement in Commercial Banking
Liquidity in Commercial Banking
Liquidity Management in Commercial Banking
Liquidity Ratio in Commercial Banking
Liquidity Risk in Commercial Banking
Liquidity Risk Management in Commercial Banking
Loan in Commercial Banking
Loan Loss Provision in Commercial Banking
Loan Loss Reserve in Commercial Banking
Loan Officer in Commercial Banking
Loan Origination Fee in Commercial Banking
Loan Syndication in Commercial Banking
Loans in Commercial Banking
Loan-to-Value Ratio (LTV) in Commercial Banking
Lockbox in Commercial Banking
Lock-in Period in Commercial Banking
Long Term Debt in Commercial Banking
Loss Reserves in Commercial Banking
M
Margin in Commercial Banking
Margin Call in Commercial Banking
Market Capitalization in Commercial Banking
Market Risk in Commercial Banking
Market Value in Commercial Banking
Maturity Date in Commercial Banking
Merchant Account in Commercial Banking
Merchant Bank in Commercial Banking
Merchant Banking in Commercial Banking
Merchant Services in Commercial Banking
Minimum Payment in Commercial Banking
Money Market Account in Commercial Banking
Money Market Fund in Commercial Banking
Mortgage in Commercial Banking
Mortgage-Backed Security (MBS) in Commercial Banking
Mortgages in Commercial Banking
Mutual Fund in Commercial Banking
N
National Bank in Commercial Banking
National Credit Union Administration (NCUA) in Commercial Banking
Negotiable Instrument in Commercial Banking
Net Asset Value (NAV) in Commercial Banking
Net Income in Commercial Banking
Net Interest Income in Commercial Banking
Net Worth in Commercial Banking
Non-Bank Financial Institution in Commercial Banking
Non-Banking Financial Company (NBFC) in Commercial Banking
Non-Performing Asset (NPA) in Commercial Banking
Non-Performing Loan in Commercial Banking
Non-Performing Loan (NPL) in Commercial Banking
Non-Recourse Loan in Commercial Banking
Notice of Default in Commercial Banking
NPA in Commercial Banking
O
Offshore Banking in Commercial Banking
Online Banking in Commercial Banking
Open Market Operations in Commercial Banking
Operating Cost in Commercial Banking
Operating Expenses in Commercial Banking
Operating Income in Commercial Banking
Option in Commercial Banking
Options in Commercial Banking
Overdraft in Commercial Banking
Over-the-Counter (OTC) in Commercial Banking
P
Payee in Commercial Banking
Payment Gateway in Commercial Banking
Payments and Settlement System in Commercial Banking
Payroll in Commercial Banking
Penalty APR in Commercial Banking
Personal Identification Number (PIN) in Commercial Banking
Personal Loan in Commercial Banking
Point of Sale (POS) in Commercial Banking
Portfolio in Commercial Banking
Portfolio Management in Commercial Banking
Preferred Dividend in Commercial Banking
Preferred Stock in Commercial Banking
Prepaid Card in Commercial Banking
Prepayment Penalty in Commercial Banking
Prime Lending Rate in Commercial Banking
Prime Rate in Commercial Banking
Principal in Commercial Banking
Private Banking in Commercial Banking
Private Equity in Commercial Banking
Private Mortgage Insurance (PMI) in Commercial Banking
Pro Forma in Commercial Banking
Profit and Loss Statement in Commercial Banking
Profit Margin in Commercial Banking
Promissory Note in Commercial Banking
Property Insurance in Commercial Banking
Property Tax in Commercial Banking
Public Company in Commercial Banking
Q
Qualified Retirement Plan in Commercial Banking
Quorum in Commercial Banking
R
Rate of Return in Commercial Banking
Rate Spread in Commercial Banking
Real Estate Investment Trust (REIT) in Commercial Banking
Recession in Commercial Banking
Recourse in Commercial Banking
Redemption Fee in Commercial Banking
Refinance in Commercial Banking
Refinancing in Commercial Banking
Regulation D in Commercial Banking
Remittance in Commercial Banking
REPO in Commercial Banking
Repo Rate in Commercial Banking
Repurchase Agreement (Repo) in Commercial Banking
Reserve Bank in Commercial Banking
Reserve Requirement in Commercial Banking
Reserve Requirements in Commercial Banking
Retail Banking in Commercial Banking
Retail Lending in Commercial Banking
Return on Assets (ROA) in Commercial Banking
Return on Equity (ROE) in Commercial Banking
Reverse REPOs in Commercial Banking
Risk in Commercial Banking
Risk Management in Commercial Banking
Risk Managment in Commercial Banking
Roth IRA in Commercial Banking
S
Safe Deposit Box in Commercial Banking
Safe Harbor Provision in Commercial Banking
Savings Account in Commercial Banking
Savings and Loan Association (S&L) in Commercial Banking
Savings Bond in Commercial Banking
SBA Loan in Commercial Banking
Scheduled Commercial Banks in Commercial Banking
Secondary Market in Commercial Banking
Secured Loan in Commercial Banking
Securities in Commercial Banking
Securities and Exchange Commission (SEC) in Commercial Banking
Securitization in Commercial Banking
Settlement in Commercial Banking
Shareholder in Commercial Banking
Short Sale in Commercial Banking
Simple Interest in Commercial Banking
Simple Moving Average (SMA) in Commercial Banking
SLR in Commercial Banking
Small Business Administration (SBA) in Commercial Banking
Sole Proprietorship in Commercial Banking
Solvency in Commercial Banking
Sovereign Debt in Commercial Banking
Special Drawing Rights (SDRs) in Commercial Banking
Standard & Poor’s (S&P) in Commercial Banking
Standing Instruction in Commercial Banking
Stock in Commercial Banking
Stock Exchange in Commercial Banking
Stock Split in Commercial Banking
Stop Payment in Commercial Banking
Subprime Mortgage in Commercial Banking
Surety Bond in Commercial Banking
Swift Code in Commercial Banking
Syndicated Loan in Commercial Banking
T
Tax Bracket in Commercial Banking
Tax Lien in Commercial Banking
Teller in Commercial Banking
Term Deposit in Commercial Banking
Term Life Insurance in Commercial Banking
Term Loan in Commercial Banking
Thrift Bank in Commercial Banking
Time Deposit in Commercial Banking
Time Value of Money in Commercial Banking
Title Insurance in Commercial Banking
Trade Credit in Commercial Banking
Trade Credit Insurance in Commercial Banking
Trade Finance in Commercial Banking
Trading Floor in Commercial Banking
Transaction Fee in Commercial Banking
Treasury Bond in Commercial Banking
Treasury Bonds in Commercial Banking
Trust Account in Commercial Banking
U
Underwater Mortgage in Commercial Banking
Underwriter in Commercial Banking
Underwriting in Commercial Banking
Underwriting Standards in Commercial Banking
Unsecured Debt in Commercial Banking
Unsecured Loan in Commercial Banking
Uptick Rule in Commercial Banking
Usury in Commercial Banking
V
Value at Risk (VaR) in Commercial Banking
Value Date in Commercial Banking
Value Investing in Commercial Banking
Variable Annuity in Commercial Banking
Variable Rate in Commercial Banking
Variable Rate Loan in Commercial Banking
Venture Capital in Commercial Banking
Venture Capitalist in Commercial Banking
Virtual Wallet in Commercial Banking
Volatility in Commercial Banking
Volcker Rule in Commercial Banking
W
Wholesale Banking in Commercial Banking
Wire Transfer in Commercial Banking
Wire Transfer Fees in Commercial Banking
Working Capital in Commercial Banking
Y
Yield in Commercial Banking
