Junior Underwriting
- Full time
- Gurgaon IN
- @SitusAMC
Job Detail
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Job ID 3253
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Career Level Others
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Experience 2-4 Years
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Industry Real Estate
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Qualifications Degree Bachelor
Job Description
Essential Job Functions:
- Review loan files for completeness and accuracy including but not limited to calculation and verification of income & assets, evaluation of credit reports, purchase contracts, appraisals, title commitments, VOE, tax returns, divorce decrees, and other loan pertinent compliance documentation.
- Evaluate debt & loan-to-value ratios, credit score, property valuation and various other factors.
- Determine and document loan conditions, communicate requirements, and/or decisions.
- Identify saleability issues, potential fraud and portfolio risks based on trends, red flags, and client’s business practices.
- Maintain knowledge of all applicable agency and non-agency underwriting guidelines.
- Exhibit working knowledge of AUS to determine applicable loan conditions.
- Such other activities as may be assigned by your manager.
Qualifications/ Requirements:
- Mid-level professional with 2-4 years of industry and/or relevant experience, typically at an Analyst level role or external equivalent.
- 3+ years of recent US Mortgage mortgage front-line underwriting experience.
- Knowledge and familiarity with current mortgage policies/procedures, compliance laws and regulations—including TRID—and understanding of mortgage regulatory changes.
- High producer with attention to quality
- Strong commitment to customer service and satisfaction
- Excellent time management skills
- Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices.
- Detail oriented, with superior verbal and written communication skills
- Strong PC skills, with demonstrated proficiency with Microsoft Office.
- Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service
- Demonstrate professional behaviour including:
- Positive attitude
- Punctuality
- Dependability
- Understanding and adherence to company policies and procedures
Required skills
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