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Commercial banks are those financial institutions that accept deposits, make various loans, offer checking account services, provide basic financial products such as certificates of deposit and savings accounts to individuals as well as small businesses. Nowadays, commercial banking is a distinguished and reasonable career path for freshers as well as professionals working in the banking field. There are various online courses available on the internet that enable you to work with clients and credit products such as term loans, revolving lines of credit, cash management services, syndicated facilities, etc. Once you have proper skills and experience you can end up in an executive position.
So, if you are looking further to upskill your present knowledge on commercial banking then you are at the right place as here you’ll get to find the Top 5 Commercial Banking Certification and Courses in 2022. Let’s begin with knowing the roles, responsibilities, and required skills of a commercial banker.
Responsibilities
The responsibilities of a commercial banker include-
- providing financial services to public and businesses
- ensuring economic and social stability of the economy
- accepting deposits
- ensuring sustainable growth
- lending funds
Recommended skills
To begin with, let’s discuss the basic skills that are required to achieve excellence in commercial banking. These are-
- Analytical approach
- Inquisitive nature
- Relationship-orientation
- Problem-solving skills
- Customer focus
- Written and oral communication
- Customer-service skills
Top 5 Commercial Banking Certification and Courses in 2022
Choosing a certification course that suits you best is not an easy task as there are several websites that offer various courses to fulfill your needs. So, we are here to offer you some aid by discussing the Top 5 Commercial Banking Certification and Courses in 2022 that would give you an idea about which course you should go for. So, without any further waste of time let’s look at what we are here for-
1. Certified Commercial Banker Course by Vskills
This certification course is meant for candidates looking for career opportunities in the commercial banking sector in different services like leasing, international finance, credit card banking, and trade credit. It enhances your chances of getting the desired role and acts as a highlight in your CV. So, overall it is a good program for your skills promotion or assessment. Following are some important details and the course outline that you should know before enrolling in this course.
Course Details
- Learning access- Lifelong
- Learning hours- 32 hrs
- Study material- Hard copy available
- Validity of certificate- Lifetime
Course Outline
- Introduction
- Commercial Banking System
- Banking System and Performance Measurement
- Scheduled Commercial Banks
- Risk and Uncertainties
- Capital Managment
- Investment Management
- Liquidity Risk Management
- Credit Risk Management
- Derivatives for Risk Mangement
- Interest Rate Risk
- Foreign Currency Dealing
- Foreign Currency Risk Management
- International Banking
2. Commercial Banking Training by CFI
This upskilling training equips its participants with the skills that are essential for a career in commercial banking. It is designed specially to prepare credit analysts, commercial bankers, and underwriters to handle banking products and services with the identification of opportunities and management of the risks involved in the process. So, if this is what you are looking for from a course on commercial banking then directly apply for this course. Before that keep note of the following important details.
Course Details
- Course type-
- Instructor-led
- Self-paced
- Learning material included
Course Outline
1. Analyzing financial statements and tax returns
2. Loan structuring and documentation
3. Risk rating and loan pricing
4. Managing problem loans
3. Management of Commercial Banking by Swayam
This course is about the management of commercial banking activities from the perspective of risk management. Majorly, it focuses on managing risks like credit risk, interest rate risk, liquidity risk, and operational risk faced by the banks in order to maximize the dual objectives of commercial banks including profitability and liquidity. So, you may appear for this program keeping in mind the following details.
Course Details
- Duration- 12 weeks
- Paid certificate available
- Language- English
Course Outline
- Functions, Regulation, Financial Statements and Performance
- Valuation of Securities and Commercial Bank Risk
- Asset-Liability Management (ALM): Management of Interest Rate Risk
- Management of Lending Activities of Commercial Banks
- Managing Investment Portfolios and Liquidity of Commercial Banks
4. Commercial banking in India: A beginner’s module by NSE
This is a brief course on commercial banking that aims to familiarize its candidates with the basics of banking and gives some insights into the policies as well as practices that are followed in the Indian banking system. Moreover, it’ll prove to be highly beneficial to the students who aspire for banking as a career, teachers of financial courses, bankers, employees, and anybody else who possesses an interest in the area of banking.
So, go through the following details and course outline to be aware of the prerequisites and other information.
Course Details
- Learning duration- 2 hrs
- Self-paced
- Shareable certificate
- Validity- 5yrs
Course Outline
- Introduction
- Banking Structure in India
- Bank Deposit Accounts
- Basics of Bank Lending
- Bank Investments
- Other Activities of Commercial Banks
- Relationship between Banks and Customers
5. Business Banking 101 by Udemy
This course by Udemy provides insights into what banks look for and the way to increase the odds of being approved for a bank loan. Thus, it’ll provide you with some tips, tricks, and resources that will help business owner analyze their financial condition before meeting a bank. Moreover, you’ll learn the way to choose the right bank to fit your business requirements. On completion, you’ll know the way to present your loan request to a bank in a clear way. Some other important details of this course are as follows-
Course Details
- Learning duration- 1.5hrs
- 18 downloadable resources
- Accessiblity- Lifetime
- Rating- 4.4
Topics covered
- Choosing a bank
- The application process
- Loan options
- The 3C’s of Credit
- Financial covenants, ratios and reporting
- Tools for improving your chances
- Negotiating rates and terms
- What if they say no?
Now, it’s time to wrap up the blog. We hope this will help you choose the best certification course for you. So, stop waiting and start learning by getting yourself enrolled in any of the above courses and you’ll be surely benefitted.
HAPPY LEARNING!!
