Capital Need Analysis

Capital Needs Analysis can help to determine the amount of money a family may require following the death of a breadwinner. Although there are a variety of ways in which to calculate these needs, this strategy is a basic fusion of two methods that determine the capital assets a surviving family will need to own in order to maintain a targeted standard of living.

A capital needs analysis helps to do the following.

• Illustrate gaps in one’s current life insurance
• Provide an opportunity to re-examine protection needs for life events
• Better prepared for the unexpected

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